Buy a Home with a Texas Vet or VA Loan

If you are on active duty or a Veteran looking to buy a home in Texas you are in the right place because we offer two great mortgage loan programs for qualified Texas Veterans that allow you to buy a home with competitive interest rates, no down payment options and no mortgage insurance!

The Texas Veteran Land Board (VLB) program, commonly known as a Texas Vet Loan offers excellent rates (see the box to the right) and follows similar guidelines as a VA Loan.  The program also offers an interest rate reduction for disabled Veterans who have a 30% or greater VA disability rating. In most cases this loan program will be the best option for military personnel and Vets buying a home in Texas.

The VA Loan program is a nationwide program offered through the Department of Veterans Affairs. The loans are guaranteed by the VA which enables eligible Veteran borrowers to buy a home with no down payment and get competitive interest rates, similar to conventional loans that require a 20% down payment. Disabled Veterans also receive an additional benefit as the VA funding fee is waived.

Our specialized VA Loan team will be able to help you determine which Veteran mortgage loan program is best for your specific situation. If you would like to get pre-qualified to buy a home, call us or fill out the short form to the right and a member of our team will contact you to walk you through the loan pre-qualification process.

To learn more about Texas Veteran and VA Loans, follow the links below for additional information available on this website:

• Steps to Getting a VA Mortgage
• VA Home Loan Eligibility
• Acceptable Use of a Veteran Affairs Loan
• Pre-Qualification Process & Loan Amounts
• Credit Requirements
• Closing Costs
• VA Funding Fee
• Required Documents